Washington Car Insurance
No matter what state you’re driving in, accidents happen. While many people are safe drivers, these accidents can still lead to substantial expenses, including paying for other people’s medical bills or damage to other people’s properties. This is one of the reasons that insurance policies are required in the state of Washington. Whenever you are driving on any of the states motorways, having a valid auto insurance policy is mandated by law. Learn the requirements, as well as the ways to find the cheapest car insurance policies in Washington here.
Auto Insurance Requirements In Washington
While many other states require a wide variety of types of insurance coverage to drive legally in their state, Washington requires two. The first is bodily injury coverage, in the amounts of $25,000 per person and $50,000 per accident. The second is property damage coverage, with minimum limits of $10,000 per accident.
Even though these are the only types of insurance that are required by the state, many people choose to get larger limits and also may purchase additional types of insurance coverage like collision insurance, comprehensive insurance, lease gap insurance, and roadside assistance. Having these additional types of auto insurance coverages can help further protect people if an accident occurs, as well as in many other situations.
Average Cost Of Coverage In Washington
People who own cars and Washington, on average pay close to the national average. That said, some cities in the state are more expensive than others, which will be explored later in this article. Many people consider insurance expenses when moving from one city to another, whether they are renting or purchasing a home.
Regardless of where you decide to live in the state, there are many ways to save money on an auto insurance plan. These include maintaining a good driving record, looking into the many discounts that are available for you, and comparing car insurance companies for the best prices. When comparing auto insurance companies for the top auto insurance prices, it can be a good idea to start with the cheapest auto insurance providers in the state.
Cheapest Car Insurance Companies In Washington
With a wide variety of options, some of them more well-known than others, it is important to be aware of the top auto insurance companies in Washington. In terms of pricing, the cheapest providers of insurance in the state include the Grange Insurance Association, PEMCO, Farmers, Chubb, and Progressive.
There are many more companies providing insurance in Washington state, and because they do offer some people great rates, they are sticking around. This also means that people looking for car insurance in Washington should get auto insurance quotes from numerous places to find the best pricing for them, as well as the top company.
Cheapest Car Insurance In Washington By City
There are many cities in Washington, and each of them has auto insurance companies that are competing. Due to this, some car insurance companies offer lower rates on average in specific cities. There are also cities that have the best rates for car insurance in comparison to others in the state. For Washington, some of the cities are Walla Walla, Richland, Pasco, Bellingham, and Pullman.
Most Expensive Car Insurance In Washington By City
On the more expensive end in terms of car insurance rates in Washington on average are cities like Seattle, Auburn, Federal Way, Lakewood, and Tacoma. No matter what city you are living in or planning on moving to, looking for all of the discounts you can qualify for is a fantastic way to save money. Also, drivers should compare rates from multiple companies in order to keep money in their pockets.
Laws, Rules And Penalties In Washington
Driving without insurance in the state of Washington can be quite expensive. There are fines and other penalties that the state as for violations. Other consequences of driving without an auto insurance policy include a person having their driver’s license and driving privileges suspended.
How To Save Money On Car Insurance In Washington
Saving money on auto insurance policies is important to many people in Washington. Getting a quality plan can help protect you financially, but people also want to keep money in their pockets for other expenses and life needs. Not having an automobile insurance plan is not a good strategy, due to the penalties and significant expenses that can come if you are in an accident and found to be at fault.
Get free quotes on this site to find the best prices for car insurance in Washington. Make sure to fill them out thoroughly and accurately so that you can get discounts that you can qualify for. Using the best tools, found here, you can get the best rates for your auto insurance policy, leading to more money in your wallet and better financial protection if a car related situation occurs. People love to save money, and this is the place to do it.