Penalties for Driving without Insurance in Oklahoma

People do not like consequences, but it is extremely important that drivers have an automobile insurance policy when driving in the state of Oklahoma, or any other state for that matter. Insurance compliance provides protection for people if an expensive accident occurs. Without insurance coverage, a person involved in an accident and found at fault will responsible for footing the bills for another person’s medical expenses or damage to another person’s property. Medical expenses can get very expensive very fast, so most states have implemented a requirement that drivers carry automobile insurance.

The state of Oklahoma has minimum requirements that drivers carry liability insurance. The state requires that drivers have a valid insurance plan that includes $25,000 per person per accident in bodily injury liability insurance and $50,000 for all people per accident in bodily injury coverage, plus $25,000 property damage liability coverage per accident. The state uses an online verification system, and insurance companies are required to inform the state if a person’s insurance coverage lapses or their policy is canceled.

Penalties For Driving Without Insurance

Penalties for driving without insurance in the state of Oklahoma can include fines of up to $250, possible jail time, the possible suspension of the driver’s license and registration, and numerous reinstatement fees.

Penalties For A First Offense

The penalties when a person drives without insurance, in terms of their first offense, include being hit with a fine of up to $250. In addition, a person can face jail time of not more than 30 days. In many cases, a registration suspension and driver’s license suspension of one year or until proof of financial security is given, is also a consequence. Depending on individual circumstances, a person’s vehicle can be impounded.

In some cases, contacting a legal representative can be a good plan. Some decisions can be appealed in the court of law, which is something to consider in some cases. With accidents and violations of automobile insurance law, the price of a persons car insurance coverage can go up with each offense.

Penalties For Second Offenses

For people who are pulled over and found to be driving with no insurance policy, there are also fines of up to $200, potential jail time of not more than 30 days, and an immediate confiscation of the driver’s license plate. After ten days without compliance, a person’s driver’s license can be suspended, along with their driving privileges.

Subsequent Offenses

Each offense after the first leads to more severe penalties. With larger fines, increased likelihood of jail time, increased likelihood of the suspension of driving privileges, and reinstatement fees as well, driving without a valid insurance policy can get very expensive very fast.

Penalties For Driving Without Insurance In An Accident

Many people underestimate how expensive a car crash can be for people who are responsible for paying for all of the injuries and damage to vehicles involved. For many people, however, their automobile insurance policy was the one thing that protected them from being completely overwhelmed by debt and bills. Costs for accidents can easily end up being in the tens of thousands of dollars, and the resulting financial struggle can all be prevented by having the required amount of car insurance in the state.

Many people do, however, decide to get additional coverage amounts, just in case. With numerous types of automobile insurance policies, doing your research and comparing policies from multiple companies can be an immense help. The top car insurance website is right here, so take advantage of the free auto insurance quotes you get from the best cheap car insurance companies on the planet.